Final Settlement Calculator

Calculate your gratuity, notice pay, and leave encashment in one place - know your number before HR tells you theirs.

Tenure & Classification
The date you submitted your resignation.
Also known as your Date of Leaving.
Not sure? Most salaried company jobs count as Private.
Salary
Check your latest payslip - usually the largest single line item.
If DA is a separate line on your payslip, enter it here - it's combined with Basic for gratuity and leave encashment.
Only needed if your notice pay below is based on Gross.
Notice Period
Check your contract - 60 is the common default.
Calculated from resignation → last working day. Edit if it doesn't match.
Check your appointment letter to confirm - if unsure, most companies use Basic + DA.
Leave & Other Amounts
Your Settlement Summary

Fill in the details on the left and tap Calculate Settlement to see your estimate.

Results: Gratuity · Leave encashment · Notice pay · Net settlement

How this is calculated

Gratuity - paid only after 5+ years of service: (Basic + DA) × 15 ÷ 26 × years worked. A period of 6+ months in the final year rounds up to a full year. Capped at Rs. 20 lakh (private sector) or Rs. 25 lakh (government) per the Payment of Gratuity Act, 1972.

Leave encashment - (Basic + DA) ÷ 30 × unused leave days. Only Earned/Privilege Leave is encashable in most states - casual and sick leave typically aren't.

Notice shortfall - served days are worked out from your resignation and last working day; if that's less than the required notice, the shortfall is deducted at (Basic+DA or Gross) ÷ 30 per day, based on whichever your appointment letter specifies. If you select Gross but don't enter it, this falls back to Basic + DA.

Tax - Gratuity above is capped at the same figure as its tax-exemption limit (Sec 10(10)), so it stays tax-free by construction. Leave encashment isn't capped here, so a high salary plus a large leave balance can push it past the Sec 10(10AA) exemption (a lifetime limit shared across employers) - anything above that limit is taxable, so treat that figure as pre-tax.